What is an Insurance Brokerage, and Why is a Broker better for me than a Captive Agency like State Farm, Allstate, Nationwide, Progressive, Farmers, etc.?

Coverage Couple Challenge, plicies & investment opportunities

As part of The Average Couple’s FAQ series, we’ll be answering the question “What is an Insurance Brokerage, and why is a broker better for me than a captive agency like State Farm, Allstate, Nationwide, Progressive, Farmers, etc.? What is an Insurance Brokerage: The first part of that question, “What’s an Insurance Brokerage?” is important […]

I already have life insurance through my job, so I don’t need it anymore, right?

life insurance consultation

As part of the coverage couple’s FAQ series, we’ll be answering the question “I already have life insurance through my job, so I don’t need it anymore, right?” Wrong. This question, while its intentions are sincere and understandable, is perhaps the single most harmful and detrimental train of thought imaginable. Life insurance is a personal […]

Does it cost more to purchase insurance protection, annuities, or investment products through a broker, agent, specialist, or advisor like The Coverage Couple?

annuity insurance

As part of the coverage couple’s FAQ series, we’ll be answering the question “Does it cost more to purchase insurance protection, annuities, or investment products through a broker, agent, specialist, or advisor like The Coverage Couple”? Does it cost more to purchase insurance protection through the coverage couple” We could sum this question up with […]

What’s The Coverage Couple’s “No Pressure Guarantee”?

guaranteed life insurance

As part of the coverage couple’s FAQ series, we’ll be answering the question “What’s The Coverage Couple’s “No Pressure Guarantee”? The “No Pressure Guarantee” at The Coverage Couple simply means we never expect our clients and families to make long term decisions based on short conversations! While we’ve earned our clients’ trust over many years, […]

Can my life insurance be adjusted, increased or decreased down the road?

adjustable life insurance

As part of the coverage couple’s FAQ series, we’ll be answering the question “Can my life insurance be adjusted, increased or decreased down the road?” Can life insurance be adjusted, increased or decreased: This one’s easy, the answer is absolutely, YES! Life insurance is a flexible and dependable solution, but that solution only works if […]

Is it better if I just save my own money or pre-pay for a funeral?

funeral life insurance

As part of the coverage couple’s FAQ series, we’ll be answering the question “Is it better if I just save my own money or pre-pay for a funeral?” Save own Money or pre-pay for a funeral? Although most people are aware of the funeral homes’ shakedown, this is worth addressing because it highlights some of […]

Do I need a physical or a medical exam to qualify for life insurance?

Coverage Couple Challenge, plicies & investment opportunities

As part of The Coverage Couple’s FAQ series, we’ll be answering the question “Do I need a physical or a medical exam to qualify for life insurance?” Exams to qualify for life Insurance: Short and sweet: No, you absolutely don’t need a physical to obtain life insurance! In fact, many life insurance carrier partners of […]

Do all life insurance policies have a cash value or personal loan feature?

cash value life insurance

  As part of the coverage couple’s FAQ series, we’ll be answering the question “Do all life insurance policies have a cash value or personal loan feature?” This is a common question and an important one. With so many different types of life insurance, there are similarities and overlap, as well as some unique benefits […]

Who can take out a life insurance policy on someone else?

Coverage Couple Challenge, plicies & investment opportunities

As part of the coverage couple’s FAQ series, we’ll be answering the question “Who can take out a life insurance policy on someone else?” Something interesting about this question is we usually get it from those that don’t have life insurance themselves. This isn’t as silly as it sounds though, because uninsured applicants are usually […]

Can I combine life insurance policies for myself or family?

life insurance policy

As part of the coverage couple’s FAQ series, we’ll be answering the question “Can I combine life insurance policies on myself or family?” Can I combine life insurance policies? This question, like all of our FAQ’s, is one we’ve heard often (and recently submitted to us). The answer is YES, you’re able — and even […]

Can I qualify for life insurance if my health isn’t perfect?

guaranteed life insurance

As part of the coverage couple’s FAQ series, we’ll be answering the question “Can I qualify for life insurance if my health isn’t perfect?” Can I qualify for life insurance if I have Pre-existing Condition? The answer to this is easy, because no one has perfect health, but millions have life insurance. The truth is […]

What’s the approval process and timeframe to get a life insurance policy?

life insurance policies

As part of the coverage couple’s FAQ series, in this video we’ll be answering the question “What’s the approval process and timeframe to get a life insurance policy”? Approval process and timeframe to get a life insurance policy: This is a great question, and has a few answers since “life insurance” is a general term […]

How long will the consultation take with TCC?

life insurance consultation

  As part of the coverage couple’s FAQ series, we’ll be answering the question “How long does a consultation take on the coverage couple”? Consultation with The Coverage Couple? This is an easy one to answer, because it all comes down to you. Our consultations are client-focused, and therefore client-driven. What that means is while […]

How much Life Insurance do I need?

annuity insurance

As part of the coverage couple’s FAQ series, in this video we’ll be answering the question “How much life insurance do I need”? As you may have guessed, the answer to this is very similar to the preceding question in our series entitled “How much does life insurance cost”? While this answer is definitely quantifiable, […]

How much does life insurance cost?

Average Life Insurance Cost

As part of the coverage couple’s FAQ series, we’ll be answering the question “How much does life insurance cost?” How much does life insurance cost? The best way to reply to that question is by answering “Not as much as you think.” The reason we say that is because according to market research, the common […]

What are Living Benefits?

Coverage Couple Challenge, plicies & investment opportunities

  As part of the coverage couple’s FAQ series, we’ll be answering the most important aspect of life insurance: Living Benefits. You’ll hear us refer to Living Benefits as bulletproof protection no matter what, because unlike traditional “death insurance” of the past, providers have finally responded to consumer desire and demand with a perfect solution. […]

Why Do I Need Life Insurance?

Coverage Couple Challenge, plicies & investment opportunities

As part of thecoveragecouple.com’s FAQ series, we’ll be answering one of the most prevalent questions we often hear, and one you’ve probably asked yourself: Why do I Need Life Insurance? The simple answer is you don’t, your surviving family does! The reason why that answer above is no longer a complete answer is that in […]

What’s The Coverage Couple Challenge?

life insurance medical exam

As part of the coverage couple’s FAQ series, we’ll be answering the question “What is The Coverage Couple Challenge”? What’s The Coverage Couple Challenge? The Coverage Couple Challenge is something we created after years of success-story after success-story saving clients money over their existing insurance policies and investment strategies, AND our unfailing ability to find […]